DARCARS Lexus of Englewood

Finance

Finance

FINANCE A LEXUS IN ENGLEWOOD, NJ

Purchasing your Lexus is a time that deserves to be exciting and not stressful that’s why at DARCARS Lexus of Englewood we are dedicated to doing our part in getting you into the vehicle of your dreams. Our finance department has you covered, no matter if you are looking for auto loan options, specific financing programs, or if you want to pre-qualify from home. We will work directly with you to establish your buying power and your precise monthly payments.

Get in contact with us now if you have any questions or concerns or feel free to stop by our Lexus Dealership in Englewood, NJ today! We look forward to serving you at DARCARS Lexus of Englewood.

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Auto Finance Englewood, NJ

Buying vs. Leasing a New Lexus

How long do you like to own a vehicle? Is it for a few years or long-term? Buying vs. leasing a new Lexus in Englewood, NJ, can depend on a few factors when deciding which is right for you. From miles driven a year to if you would like to add a custom look to your Lexus, purchasing or leasing may have the benefits more suited for your lifestyle. Let’s compare both of these options and find out if buying a new Lexus or going with a lease is your next move.

When you decide to buy a Lexus in Englewood, NJ, you can enjoy the flexibility that purchasing offers. You can drive your new luxury car or SUV for the mileage you want without worrying about mileage limitations, and you can customize your Lexus the way you see fit. We also routinely offer financing offers on new Lexus vehicles, so you can find savings and great financing rates when you buy.

If you’re looking for a short-term option, leasing is great for you. If you plan to get into a new Lexus every few years, this is a great way to do it and enjoy new technology and features on a regular basis. Since your payments are based on the leasing term, you can typically find affordable Lexus lease payments. There are also various options at the end of a Lexus lease, whether it’s leasing a different Lexus model or going with a newer model year for your next lease.



Auto Financing FAQs

Financing a car can come with many questions, and we have you covered here at our Lexus Finance Center in Englewood, NJ. When you make the decision to buy or lease a car, you may be wondering how leasing and financing works, or how to determine which of these options you should choose. Get your financing questions answered here!

There are benefits to both options, where leasing may be more suitable for you if you’re looking for a lower payment every month and buying can be best for you if you want to own a Lexus and do customizations and build equity over time.

When you decide to lease a car, you will secure a lease plan for a designated lease term and make the payments monthly on the estimated depreciation of the vehicle during the time of the lease. Leases typically last a couple or few years, so if you pick a 24-month or 36-month Lexus lease, you will only pay on the vehicle during that time. There are generally mileage limits with leases since you are renting the vehicle for a limited duration of time, and after your lease ends you can easily bring your Lexus back to the dealership to hand it on or choose another lease-end option. Find out more about leasing a Lexus by contacting the finance professionals at our dealership!

When you finance a car, you are typically getting a car loan from the dealership or a lender so that you can acquire the vehicle. You can trade in your vehicle towards the purchase to lower the auto loan amount needed or put more money down. When looking for a loan, you will want to find a good interest rate when borrowing, and once you secure the loan, you will make monthly payments for the duration of the loan. After the loan is paid off, you will be the owner of the car. To learn more about getting a car loan, contact our team!

Learn More About Lexus Finance Offers

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Prepaid Maintenance

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Auto Protection


Online Credit Application

Fill out our online credit application and get pre-approved for your next vehicle.

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Our Financial Services Include:

  • Competitive rates direct from the manufacturer and local New Jersey banks
  • Quick approvals
  • Value-added services to protect your vehicle investment
  • Extended warranty programs
  • And many more finance programs to fit your needs

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